We
are hired for our (40) year Stability, Proven Reliable Quality, and
Performance because "Investment Value" is what our customers Really Care
About!
Serving San Diego County and Southwest Riverside
San
Diego (619) 233-0903 / S. D. Coastal (760) 436-1292 / S. D. Inland
(760) 740-9000
Temecula (951) 695-4900
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Hiring the unlicensed contractor, or contractor working out of trade can lead to construction defects and safety hazards with no coverage under your Homeowner Policy, unless so stipulated. Furthermore, properties in Escrow can fail to close if there are unresolved defects. However, those properties with toxic mold can end up on the "SICK HOME SYNDROME" list requiring expensive renovations in order to remove the contamination.
Click on images (below) to understand why some roofs and decks leak.
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Typical roof inspection complaints:
- Roof gutters without counter flashing link to roof eave dry rot damage, and clogged rain gutters and downspouts lead to Above-and-Below grade drainage failures.
- Roof vent pipe flashing, fireplace flashing, valley flashing, skylight flashing, A/C shrouds, and fireplace chase cover decay (if not maintained) can link to expensive structural damage.
- Unresolved water intrusion links to premature structural decay for roof beams, and load bearing walls.
- Water seepage through window and door weather striping link to load bearing wall structural framing damage.
- Poor attic ventilation relates to trapped moisture, which maybe visible in ceiling water stains. Installing ventilation fans and keeping windows open can help, however, visible roof damage maybe the cause of the water intrusion.
- Termites require moisture to colonize, and can go undetected for long periods resulting in expensive structural damage. They prefer warm moist areas adjacent to roof leaks, colonizing below the roof covering within the roof wood sheathing, in the attic and inside wood framed walls, involving ground contact to colonize.
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Dry wood Termites usually swarm in the late summer or early fall, and often during other times of the year. Usually right after a strong northeast dry wind or just after the winds subside. Whereas, Subterranean Termites live in large colonies in the ground digging tunnels while searching for items that contain cellulose searching for areas where wood contacts earth, usually enter the framing of a structure from the sub area or cracks within a concrete slab or earth filled porches. They will nest in the soil to obtain moisture, but will attack any wood, paper, fiberboard, and some fabrics that come into contact with the ground. Some signs of possible subterranean termite infestation include mud tubes, swarming and discarded wings. Mud tubes are made from soil, bits of chewed wood, and excrement from termites.
Hazardous materials in older structures may contain lead-based paint and asbestos materials. Depending on structure and climate, homes may also contain unhealthy levels of carbon monoxide, radon gas, and/or toxic molds.
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Insurance Coverage relating to Toxic Mold Exclusion:
Depending on type of coverage, Insurance coverage may have a Toxic Mold Exclusion relating to coverage for any loss, damage, cost, claim, expense, "bodily injury," "property damage," and/or medical payments arising from or in any way involving, directly or indirectly; mold fungi, mildew, spores, wet or dry, or similar organisms regardless of cause. Furthermore, depending on coverage, the insurance company may not have a duty to investigate, defend, or indemnify any claim or lawsuit seeking such damages.
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